Effective: August 8, 2026
Educational use
Content is provided for general information and education. It is not individualized financial, investment, tax, accounting, legal, credit, debt, insurance or other professional advice.
No financial relationship
Using the site does not create a client, adviser, fiduciary or professional relationship. You remain responsible for verifying current rules and deciding what is appropriate for your circumstances.
Calculators
Calculators perform simple arithmetic using user-entered assumptions. Results are estimates and may omit taxes, fees, inflation, interest, investment returns, timing effects and other material factors. Do not rely on a calculator result as a promise, quote or professional recommendation.
No guarantees
We do not guarantee savings, debt reduction, financial performance, site availability, completeness or that any method will be suitable for a particular household.
Third-party content and advertising
The site may contain third-party links and advertising. An advertisement is not an endorsement or individualized recommendation. Third parties control their own products, claims, pricing, security and privacy practices.
Acceptable use
Do not misuse the site, attempt to disrupt its operation, scrape it in a way that materially interferes with service, or falsely represent its content as individualized professional advice.
Changes
Content and these terms may be revised, consolidated or removed. Continued use after publication of changes constitutes use under the updated terms to the extent permitted by applicable law.