Effective / last updated: August 8, 2026
Site operator
This website is operated by WRS Web Solutions Inc., 18 King Street East, Suite 1400, Toronto, Ontario M5C 1C4, Canada.
Information you choose to provide
The public site does not require an account. Browser-side budgeting calculators operate on the values you enter in your browser; the site is not designed to receive or store those calculator entries on our server. If you contact the publisher through the designated help-desk channel, the information you submit is handled for the purpose of responding to that request.
Routine technical information
Like most websites, hosting and security systems may process information such as IP address, browser type, device information, requested pages, timestamps, referring pages and security logs. This information may be used for delivery, reliability, abuse prevention and troubleshooting.
Advertising and Google AdSense
This site may use Google AdSense and may allow Google and other third-party advertising vendors to serve advertisements. Third-party vendors, including Google, may place and read cookies on a user's browser or use web beacons, IP addresses and similar technologies in connection with advertising, measurement, fraud prevention and reporting.
Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables Google and its partners to serve ads based on visits to this site and/or other sites on the Internet. Depending on consent, settings, region and ad-serving mode, advertising may be personalized or non-personalized. Non-personalized ads can still use cookies or similar technologies for functions such as frequency capping, aggregated reporting and fraud prevention.
Advertising choices
Users may opt out of personalized advertising through Google Ads Settings. Google explains how it uses information from websites and apps that use its services on its partner-sites data-use page. If third-party vendors or ad networks serve ads on this site, their own privacy and opt-out controls may also apply. Users can also visit AboutAds / YourAdChoices to opt out of some participating third-party vendors' use of cookies for personalized advertising.
EEA, United Kingdom and Switzerland consent
Where required, this site uses a consent-management process for visitors in the European Economic Area, the United Kingdom and Switzerland. Google requires a Google-certified consent management platform integrated with the IAB Transparency and Consent Framework for applicable personalized advertising in those regions. Users can revisit applicable consent choices using the Privacy & cookie settings link.
Cookies and similar technologies
Cookies may be first-party or third-party. They can support basic site operation, remember consent choices, measure use, limit repeated advertising, detect invalid activity and support ad selection where allowed. Browser settings can block or delete cookies, although doing so can change website or advertising behavior.
External links
Links to third-party websites are governed by those sites' own privacy practices. We do not control their cookies, security or data handling.
Children
This site is general educational content and is not designed to knowingly collect personal information from children through accounts or profiles. Do not send sensitive personal financial information through the site.
Changes
This policy may be updated when site functionality, advertising requirements or applicable rules change. The date above identifies the latest published revision.
Privacy inquiries
For privacy, legal, copyright or correction matters, use the contact-purpose information on our Contact page.