/* Budgeting & Saving Guides — static rebuild */
:root{
 --ink:#172033;--muted:#59657a;--paper:#f7f2e8;--card:#fffdf8;--line:#d8d1c4;
 --emerald:#11605b;--emerald2:#0b4743;--gold:#d7a43a;--coral:#c95d47;--blue:#5578a6;
 --shadow:0 18px 48px rgba(23,32,51,.10);--radius:18px;--max:1460px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:var(--emerald2)}a:hover{text-decoration-thickness:2px}.wrap{width:min(calc(100% - 32px),var(--max));margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(247,242,232,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:24px;min-height:72px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);font-weight:850;letter-spacing:-.02em}.mark{width:38px;height:38px;border:2px solid var(--ink);border-radius:9px;position:relative;background:linear-gradient(135deg,#fff 0 52%,#e6efe8 52%)}.mark:before,.mark:after{content:"";position:absolute;bottom:7px;width:5px;background:var(--emerald);border-radius:2px}.mark:before{left:8px;height:9px;box-shadow:8px -7px 0 var(--gold),16px -16px 0 var(--coral)}
.menu{display:flex;align-items:center;gap:18px;margin-left:auto;flex-wrap:wrap}.menu a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.94rem}.menu a:hover{color:var(--emerald)}.menu-button{display:none;margin-left:auto;border:1px solid var(--line);background:var(--card);padding:8px 11px;border-radius:9px;font-weight:750}
.hero{padding:72px 0 48px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(320px,.88fr);gap:52px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;border:1px solid #c9bfac;background:#fff8e8;padding:6px 10px;border-radius:999px;font-weight:800;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:#674f18}.hero h1{font-size:clamp(2.55rem,6vw,5.25rem);line-height:.96;letter-spacing:-.055em;margin:16px 0 20px;max-width:900px}.hero p{font-size:1.18rem;color:var(--muted);max-width:760px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.btn{display:inline-block;text-decoration:none;font-weight:800;border-radius:10px;padding:12px 16px;background:var(--emerald);color:white;border:1px solid var(--emerald)}.btn.alt{background:transparent;color:var(--ink);border-color:#aaa18f}
.budget-board{background:#fefcf6;border:1px solid #c9c0b1;border-radius:22px;box-shadow:var(--shadow);padding:24px;transform:rotate(1deg);position:relative}.budget-board:before{content:"MONTHLY PLAN";display:block;font-weight:900;letter-spacing:.13em;font-size:.72rem;color:var(--muted);border-bottom:2px solid var(--ink);padding-bottom:10px;margin-bottom:18px}.board-row{display:grid;grid-template-columns:1fr 95px;gap:14px;padding:10px 0;border-bottom:1px dashed #cfc7ba}.board-row span:last-child{text-align:right;font-variant-numeric:tabular-nums}.mini-bars{display:flex;align-items:end;gap:9px;height:110px;margin-top:22px;border-bottom:2px solid var(--ink);padding:0 8px}.mini-bars i{display:block;flex:1;background:var(--emerald);border-radius:5px 5px 0 0}.mini-bars i:nth-child(2){height:82%;background:var(--gold)}.mini-bars i:nth-child(3){height:58%;background:var(--coral)}.mini-bars i:nth-child(4){height:92%;background:var(--blue)}.mini-bars i:nth-child(1){height:40%}
.section{padding:48px 0}.section.alt{background:#eee7da;border-block:1px solid var(--line)}.section h2{font-size:clamp(1.75rem,3vw,2.65rem);line-height:1.1;letter-spacing:-.035em;margin:0 0 14px}.lede{color:var(--muted);max-width:820px;margin-bottom:26px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 8px 25px rgba(23,32,51,.04)}.card h3{margin:0 0 8px;font-size:1.18rem}.card p{margin:.4rem 0;color:var(--muted)}.card a.stretch{text-decoration:none;color:var(--ink)}.kicker{font-size:.74rem;text-transform:uppercase;letter-spacing:.11em;color:var(--emerald);font-weight:900}
.page-hero{padding:50px 0 26px}.page-hero h1{font-size:clamp(2.2rem,5vw,4.1rem);line-height:1;letter-spacing:-.05em;margin:8px 0 16px;max-width:1000px}.page-hero p{font-size:1.12rem;color:var(--muted);max-width:850px}.crumbs{font-size:.86rem;color:var(--muted)}.crumbs a{text-decoration:none}
.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:36px;align-items:start}.article{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:clamp(22px,4vw,44px)}.article h2{margin-top:1.8em;line-height:1.15;letter-spacing:-.025em}.article h3{margin-top:1.4em}.article ul,.article ol{padding-left:1.25rem}.article li{margin:.5rem 0}.note{border-left:4px solid var(--gold);background:#fff8e8;padding:14px 16px;border-radius:0 10px 10px 0;margin:20px 0}.caution{border-left-color:var(--coral);background:#fff0ed}.sidebar{position:sticky;top:94px}.sidebox{background:#eaf1ef;border:1px solid #bdcfca;border-radius:16px;padding:18px;margin-bottom:16px}.sidebox h3{margin-top:0}.sidebox a{display:block;padding:5px 0;text-decoration:none;font-weight:700}
.tool{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:var(--shadow)}.tool-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field label{display:block;font-weight:800;margin-bottom:5px}.field input,.field select{width:100%;padding:11px 12px;border-radius:9px;border:1px solid #aaa18f;background:#fff;font:inherit}.result{margin-top:20px;padding:18px;border-radius:12px;background:#e9f3f0;border:1px solid #b7d0c9}.result strong{font-size:1.4rem}.meter{height:12px;background:#ddd5c7;border-radius:999px;overflow:hidden;margin:10px 0}.meter span{display:block;height:100%;background:var(--emerald);width:0}
.table-wrap{overflow-x:auto}table{width:100%;border-collapse:collapse;background:#fff}th,td{text-align:left;border:1px solid var(--line);padding:10px}th{background:#eee7da}
.site-footer{margin-top:54px;background:#172033;color:#e8ebf1;padding:42px 0 24px}.footgrid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:32px}.site-footer a{color:#fff}.site-footer h3{margin-top:0}.footlinks{display:flex;flex-wrap:wrap;gap:10px 16px}.small{font-size:.88rem;color:#aeb8c9}.legal-links{border-top:1px solid #39445a;margin-top:28px;padding-top:20px;display:flex;gap:14px;flex-wrap:wrap;font-size:.88rem}
.tag{display:inline-block;padding:4px 8px;border-radius:999px;background:#e9f3f0;color:#164f4b;font-weight:800;font-size:.78rem;margin:3px}.checklist label{display:flex;gap:10px;align-items:flex-start;padding:10px 0;border-bottom:1px solid var(--line)}.checklist input{margin-top:5px}
@media(max-width:940px){.hero-grid,.content-layout,.footgrid{grid-template-columns:1fr}.sidebar{position:static}.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hero{padding-top:48px}.budget-board{max-width:600px}.menu{display:none}.menu.open{display:flex;position:absolute;left:16px;right:16px;top:66px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.menu-button{display:block}}
@media(max-width:620px){.wrap{width:min(calc(100% - 22px),var(--max))}.grid,.grid.two,.tool-grid{grid-template-columns:1fr}.hero h1{font-size:2.65rem}.article{border-radius:14px}.actions{flex-direction:column}.btn{text-align:center}}